Tua Tagovailoa Could Lose Millions if He Falls in NFL Draft After Injury Due to Lack of Insurance

FAYETTEVILLE, AR - NOVEMBER 9:   Tua Tagovailoa #13 of the Alabama Crimson Tide is helped off the field after being injured on a play in the first half of a game against the Mississippi State Bulldogs at Davis Wade Stadium on November 16, 2019 in Starkville, Mississippi.  (Photo by Wesley Hitt/Getty Images)
Alabama v Mississippi State | Wesley Hitt/Getty Images

Not only is Alabama quarterback Tua Tagovailoa out for the remainder of the college football season because of a hip injury, but it looks like he could lose millions depending on where he lands in the 2020 NFL Draft.

According to Darren Rovell of Action Network, Tua doesn't have insurance that covers him if he falls in the draft.

Tagovailoa does have insurance with the University of Alabama that covers him if he can't play again, but his coverage with the school doesn't include a loss-of-value policy.

As a projected lottery pick and potential No. 1 overall selection, Tagovailoa definitely should have a loss-of-value policy, which he could've gotten independently from the school.

Despite what may seem like an oversight, Tua and his father have nothing but positive things to say about Alabama and their insurance coverage.

“I could not imagine a better partner than The university of Alabama throughout this situation,” Galu Tagovailoa said in statement to The Action Network. “They have communicated with us every step of the way during Tua’s time at Alabama, both on and off the football field. We had numerous discussions regarding insurance coverage, and we have been very comfortable with how Alabama has worked with our family at every turn. The most important thing for us right now is getting Tua healthy, and his focus is getting back with his teammates.”

If Tagovailoa falls to the middle or end of the first round, Tua could lose upwards of $13 million in bonus money. Nonetheless, should Tagovailoa's career go as planned, he'll more than make up for that.